Borrow from $1,000 to $25,000
Spread your repayments over 1 to 5 years for loans of $15,000 or less, or over 1 to 8 years for loans over $15,000.

Top up your existing loan
If you’ve already got an Alliance Surge Bank Personal Loan, find out about topping up your existing loan.

Get a quick decision
As an Alliance Surge Bank current account customer, you could get an instant credit decision. Non-Alliance Surge Bank current account customers should be contacted with a credit decision in 2-5 working days.

Quick access to funds
Existing Alliance Surge Bank current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-Alliance Surge Bank current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.

Make overpayments free of charge
This may reduce the amount of interest you pay.

For loans between $7,000 and $15,000. Now also available to non-Alliance Surge Bank current account customers. *The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.