Overdraft calculator

See how much it could cost you to use a personal overdraft facility on your account

Tell us about your overdraft needs

An overdraft is a short-term credit facility for borrowing money on your current account. It can help in months where there are extra expenses and unplanned events. Overdrafts are not generally suitable for long-term borrowing. Use of an overdraft will normally result in you being charged interest or other charges.

Overdrafts are subject to status and aren't available if you're under 18 or hold an Alliance Surge Bank Basic Bank Account. The figures displayed are given as a guide only. They are based on assumptions rather than precise calculations.