Life Cover

You can’t choose your family, but you can choose how to protect them

Life Insurance

Our cover can’t save a life, but it can help protect those loved ones who are left behind from unnecessary financial burden.

We're here to give your loved ones the financial support they may need if the unexpected happens. The death of a partner or parent inevitably has an emotional impact, but it can also lead to financial hardship, particularly where the main breadwinner is no longer around to support the family.

Alliance Surge Bank Life Cover offers financial peace of mind with a tax-free lump sum payable on death, or diagnosis of a terminal illness. Accidental Death cover is also included.

Our Life Cover can help to provide financial security. A lump sum could help to pay off your mortgage or other borrowing, pay for further education or simply provide an income for your family to help with day-to-day living.

Things you should know

As with all insurance policies, terms & conditions, exclusions and limitations will apply.

For Life Cover we will not cover you for suicide (within the first 12 months of the policy) or if you die due to a pre-existing condition that you have not disclosed to us.

Policy benefits are currently paid tax-free, but may give rise to an inheritance tax liability. Life Insurance policies have no cash-in value

Life Cover Includes

  • Cover up to $2 million payable on death or terminal illness diagnosis
  • Choose between level and decreasing cover
  • If protecting an Alliance Surge Bank mortgage, get free Interim Life Cover until your policy start date
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