First time buyer
Buying your first home is an exciting time and likely to involve some of the most important financial decisions you'll ever make. However, we're here to help and the process doesn't have to be difficult.
Tips on buying your first home
Getting the right information and meaningful advice is critical, so we've pulled together the most important things you need to know in our first time buyers guide to help you on your journey to becoming a homeowner.
Know your numbers - find out how much you could borrow
Get a quick indication of the maximum you could borrow, please note this doesn't factor in your individual circumstances and we strongly recommend you follow this up with a Decision in Principle.
Benefits of a Alliance Surge Bank mortgage
Get a Decision in Principle
A Decision in Principle (DiP) is an accurate indication of your borrowing potential, and is a useful marker for estate agents when you're viewing properties.
The DiP is not binding – it's not a guarantee that we will lend to you, nor does it mean you must borrow from us. It helps you to understand your borrowing potential based on what you tell us and our security checks, including a soft credit check.
We'll need to make an enquiry against your credit history, however, this is not a full credit check and won't appear on your credit file.Show More